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Is this bank message or call script real?

SBI, HDFC, ICICI impersonation — SMS, call, or WhatsApp

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We never ask for OTP, UPI PIN, or passwords

About this scam type

Fake Bank Alert

Fake bank calls claim suspicious activity, card block, or KYC expiry — then ask for OTP, card details, or app installation. Your real bank will never ask for OTP or passwords on an inbound call.

Who is targeted: Account holders of all banks; spikes after genuine transaction SMS confuse victims.

Warning signs

  • !Caller knows partial account details but asks for OTP
  • !Request to install an app or share screen
  • !Urgent card block unless you verify now
  • !Callback number different from bank's printed helpline

What to do

  1. 1Hang up and call the number on your debit card
  2. 2Check recent transactions in your official banking app
  3. 3Never share OTP, CVV, or UPI PIN on any call
  4. 4Register for bank SMS alerts for all debits

How this check works

This check uses rule-based pattern matching only — not live database lookups. We cannot confirm something is safe; we flag known scam patterns. Results are guidance, not legal or financial advice.

See FAQ for how checks work and what we never collect.

If you were scammed

Report at Contact for helpline links, or read reporting steps in our FAQ.