Check
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Check this loan app or offer for scam patterns

Fake instant loan apps, processing fees, APK download links

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We never ask for OTP, UPI PIN, or passwords

About this scam type

Instant Loan App

Fake loan apps promise instant approval then demand upfront processing fees via UPI before disappearing. Some harass borrowers with morphed photos — report to police if threatened.

Who is targeted: People seeking quick personal loans, especially with low credit scores.

Warning signs

  • !Upfront fee before loan disbursement
  • !APK download outside Google Play Store
  • !Excessive contacts access or SMS permissions
  • !Threats or harassment after small payment

What to do

  1. 1Borrow only from RBI-regulated lenders you verify independently
  2. 2Never pay processing fee to personal UPI IDs
  3. 3Check app reviews and RBI/NBFC registration
  4. 4Uninstall and report abusive loan apps to police

How this check works

This check uses rule-based pattern matching only — not live database lookups. We cannot confirm something is safe; we flag known scam patterns. Results are guidance, not legal or financial advice.

See FAQ for how checks work and what we never collect.

If you were scammed

Report at Contact for helpline links, or read reporting steps in our FAQ.