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🛡️

Is this insurance or LIC message genuine?

Fake policy lapse, bonus, and premium payment notices

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We never ask for OTP, UPI PIN, or passwords

About this scam type

Insurance & LIC Scam

Fake insurance renewal or lapse notices push payment to personal UPI IDs. Verify policy status through your insurer's app or authorised agent only.

Who is targeted: Policyholders of life, health, and vehicle insurance.

Warning signs

  • !Policy lapse tonight unless instant UPI payment
  • !Premium discount only via link in SMS
  • !Agent name not in insurer's official agent list
  • !Payment to personal UPI not company VPA

What to do

  1. 1Open official insurer app or call printed helpline
  2. 2Verify agent license on insurer website
  3. 3Pay through official portal or branch
  4. 4Keep policy document number for verification calls

How this check works

This check uses rule-based pattern matching only — not live database lookups. We cannot confirm something is safe; we flag known scam patterns. Results are guidance, not legal or financial advice.

See FAQ for how checks work and what we never collect.

If you were scammed

Report at Contact for helpline links, or read reporting steps in our FAQ.