Can you guarantee something is safe?

Never. We will not tell you something is 100% safe or legit — even when our score is low. Scammers constantly invent new scripts, clone voices, and use fresh phone numbers that rules may not have seen yet. A low score only means we did not find strong scam patterns in what you pasted. Always confirm payee names in your UPI app, call banks on the number printed on your card, and visit official websites directly — not via links in messages.