Can you verify a UPI ID before I pay?

Yes — use Before Paying. Enter the VPA (name@bank), amount context, and any message from the requester. We flag personal VPAs for business payments, mismatch names, and common scam narratives. Always verify the payee name shown inside your UPI app (PhonePe, GPay, Paytm) matches who you intend to pay — scammers often send collect requests with misleading display names.