What should I do if result says critical but I think it's real?

Pause anyway — five minutes of verification beats losing lakhs. Hang up if on a call. Verify through a channel you initiate: call your bank on the number on your debit card, visit the official .gov.in site, or open the app from the Play Store/App Store directly. Scammers exploit urgency; real banks and agencies give you time. If still unsure after independent verification, ask a trusted family member before acting.